Professional Liability
Technology companies and professional services firms are judged on their advice, their products and their delivery. Professional liability protects against claims of negligence, errors and omissions, from software failures and service outages to disputed advice and published content.At INP Specialty, we bring firsthand experience building and advising tech companies, combining that background with deep professional liability and cyber expertise. For your clients, E&O is more than protection, it’s a signal of accountability and trust.
Lines we place
Technology E&O
Technology products, services and contractual obligations that need closer wording review.
Miscellaneous E&O
New or unusual professional services and whether existing wording includes them.
Employed Lawyers
Professional liability exposures arising from in-house legal work.
Media Liability
Content, publishing and advertising exposures.
Our Approach
We know technology and professional services because we’ve lived them. Our leadership team blends insurance professionals, technology founders, and legal experts who understand the pressures of scaling in a fast-moving industry. That perspective lets us go beyond policy placement: we review how services are actually delivered and contracted, and match them to wording that includes them.Our Strategy
INP Specialty partners with a select group of carriers to deliver tailored professional liability programs. Our strategy focuses on:
- Broad industry knowledge and technical fluency.
- Customized coverage that adapts to emerging risks.
- Hands-on claims advocacy and client support.
- Strong, lasting carrier relationships to improve outcomes.
Trends we are tracking
Evolving Liability in Generative AI
Generative AI is moving fast, and so are the risks. From copyright disputes to algorithmic bias to security flaws, companies deploying AI face exposures that traditional policies weren’t built for. Tech E&O carriers are now rethinking coverage triggers and exclusions. The businesses that stay ahead will be those that address governance, documentation, and vendor risk at the same pace they scale their AI offerings.
Evolving Liability in Generative AI
Generative AI is moving fast, and so are the risks. From copyright disputes to algorithmic bias to security flaws, companies deploying AI face exposures that traditional policies weren’t built for. Tech E&O carriers are now rethinking coverage triggers and exclusions. The businesses that stay ahead will be those that address governance, documentation, and vendor risk at the same pace they scale their AI offerings.Software Supply Chain Breaches
With most software relying on open-source or third-party components, supply chain breaches have become one of the biggest drivers of Tech E&O claims. A single vulnerability can cascade across thousands of customers, raising questions of negligence and contractual liability. The best-prepared firms are investing in continuous monitoring, vendor vetting, and incident response planning, all paired with strong Tech E&O protection.
Software Supply Chain Breaches
With most software relying on open-source or third-party components, supply chain breaches have become one of the biggest drivers of Tech E&O claims. A single vulnerability can cascade across thousands of customers, raising questions of negligence and contractual liability. The best-prepared firms are investing in continuous monitoring, vendor vetting, and incident response planning, all paired with strong Tech E&O protection.Services That Outgrow the Policy
Firms rarely stand still. A consultancy adds implementation work, an agency starts managing client data, a software company begins offering advisory services. When the description of professional services in the policy no longer matches what the firm does, claims from the new work may not be covered. Reviewing that definition at every renewal is one of the simplest ways to prevent a gap.
Services That Outgrow the Policy
Firms rarely stand still. A consultancy adds implementation work, an agency starts managing client data, a software company begins offering advisory services. When the description of professional services in the policy no longer matches what the firm does, claims from the new work may not be covered. Reviewing that definition at every renewal is one of the simplest ways to prevent a gap.In-House Counsel in the Spotlight
In-house lawyers are taking on broader roles in compliance, privacy and AI governance, and claims against them personally are rising. Company D&O and E&O policies may not respond to the professional services an employed lawyer provides. Dedicated employed lawyers coverage fills that gap for legal teams of every size.
In-House Counsel in the Spotlight
In-house lawyers are taking on broader roles in compliance, privacy and AI governance, and claims against them personally are rising. Company D&O and E&O policies may not respond to the professional services an employed lawyer provides. Dedicated employed lawyers coverage fills that gap for legal teams of every size.Whether you're a retail broker looking for a responsive partner or a carrier seeking disciplined distribution, INP Specialty brings insight, experience, and a focus on results.
Let’s Talk
Nathan Trimble
Chief Commercial Officer